If you have a FICO score of 620 or less, you might find it hard to qualify for many conventional personal loans. For sudden expenses, you'll have to rely on loans that don't require credit checks.

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

The best business loan lenders with no credit check include Credibly, Square Loans and PayPal Working Capital.

You’re ready to start house hunting, but you've heard that getting preapproved involves lenders pulling your credit. You’ve worked hard to build your score, and the last thing you want is to watch it ...