Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Nearly two years with no interest. See why this balance transfer card stands out in December with 21 months at 0% intro APR.

Balance transfers are a useful tool for paying off credit card debt, as they allow you to move high-interest debt to a card with a 0 percent introductory APR. It is important to carefully consider ...

Many Americans carry a balance on their credit cards. In the first quarter of 2025, U.S. consumers’ credit card balances totaled $1.18 trillion, according to the Federal Reserve Bank of New York.

Moving debt to a lower-interest card can buy you time and money. Used casually, it can also keep you stuck in a loop of ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

The Wells Fargo Reflect® Card offers nearly two years of 0% intro APR, perfect for anyone looking to pay off debt or finance ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Two of the most common ways to consolidate debts are balance transfer credit cards and personal loans. Both can help you save money and simplify payments, but which one works best will depend on ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But unfortunately, the breathing room offered by a balance transfer ...