There’s no limit to how long you can keep your credit card open. Closing a credit card can decrease the average age of your credit history and increase your credit utilization ratio — both of which ...

Keeping credit cards open as long as possible can boost your credit score in two different ways. Longtime cardholders may get better terms from their credit card issuer. Sometimes it makes sense to ...

We're a few weeks away from the official start to the holiday season, and if you're like a lot of people, you might not even think about buying gifts until then. But preparing in advance of Black ...

And sure enough, ballooning consumer debts reflect that spending. A survey by LendingTree after the 2024 holiday season found that 36% of Americans took on credit card debt to pay for it, most of whom ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

A lot of people open their first credit card in their early 20s and then… never really think about it again. Years pass, new cards come and go, but that original account just keeps aging nicely in the ...

It’s about to get harder for banks to hold onto unsatisfied customers, and their money. It has long been a challenge for people to ditch the banks where they keep their checking accounts. But the ...