Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

Finding a personal loan can be more difficult if you have poor credit.

Learn about the pros and cons of secured personal loans.

Turning 18 might be the official marker of adulthood, but there are lots of unofficial milestones, too. Graduating from high ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Paying off a personal loan early is possible — and often a smart financial move. When you pay off a personal loan early, you save money on interest and lighten your monthly budget ahead of schedule.

Check out this 10-point plan of clever ways for would-be borrowers with credit scores near 600 to secure a personal loan.

Cosigners and co-borrowers can lower borrowing costs and increase approval odds, but it can be risky for the cosigner ...