Married retirees are lucky enough to benefit from two monthly checks, but most people rarely get more than this. However, in November 2024 only, a lucky few beneficiaries will receive three Social Security checks -- or as many as four for some married couples. But before you celebrate too much, there's an important caveat you need to know.

The idea of depending entirely on Social Security doesn't sit well with me. That's why I'm taking control now by building retirement accounts.

Seniors awaiting bigger Social Security checks next year may be shocked to discover higher Medicare premiums will eat up a chunk of their cost-of-living adjustment.