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A money lesson I learned in my 20s that I still use: save for things I want instead of financing them. Vacations, home gym equipment, renovations, things like that. I put money aside each month until I can buy them outright. That way I’m not paying 20-29% interest to some credit card company for years after I’ve already enjoyed the thing. It takes planning, but it’s so much cheaper. And honestly, it makes me appreciate what I buy more because I had to wait and plan for it. Plus there’s something
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A money lesson I learned in my 20s that I still use: save for things I want instead of financing them. Vacations, home gym equipment, renovations, things like that. I put money aside each month until I can buy them outright. That way I’m not paying 20-29% interest to some credit card company for years after I’ve already enjoyed the thing. It takes planning, but it’s so much cheaper. And honestly, it makes me appreciate what I buy more because I had to wait and plan for it. Plus there’s something
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