Ameris Bank Mortgage Services

As 2025 comes to a close, the housing market looks different than it did a year ago. Mortgage rates eased from early highs, inventory expanded, and home prices posted modest gains. In recent weeks, HUD also announced higher FHA loan limits effective January 1. Read our latest Mortgage Monitor for a look back at 2025’s movement and what those changes have meant for the housing market in 2025 and what they could mean moving forward. https://ow.ly/qzog30sS2Nf | Bob Nolan Ameris Bank Mortgage NMLS#

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Ameris Bank expanding homebuyer assistance program

If you’re thinking about refinancing, do NOT take out a HELOC first 🚨 Here’s what most people don’t know: Having a HELOC (Home Equity Line of Credit) on your property can actually increase your refinance rate. And we’re not talking a tiny bump - we’re talking potentially thousands of dollars over the life of your loan. The right order: 1️⃣ Refinance first (if that’s your plan) 2️⃣ Then consider a HELOC if you still need it The expensive mistake: 1️⃣ Get a HELOC for home improvements 2️⃣ Try to

When a video captures the love ❤️ The Vaughans 12.6.25 | The Efird Lending Team -Ameris Bank Mortgage Services