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Redlining shaped Philadelphia—and we’re still living with it. In the 1930s, federal housing maps labeled many Black and working-class Philly neighborhoods as “high risk,” cutting families off from mortgages, credit, and wealth-building opportunities. Decades later, those same areas still face lower homeownership, underfunded schools, and limited access to financial services. At Money Talks Edu™, we teach students the why behind money—not just budgeting, but the systems that shaped access in the
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